Terms of Service

1. Eligibility and accounts

You must be at least 18 and legally capable of entering a binding agreement. You must provide accurate account information, keep credentials confidential, and promptly notify us of suspected unauthorized access. You are responsible for activity under your account. You may not share access outside the users authorized by your plan or circumvent account, security, or usage controls.

If an organization provides or manages your account, its administrators may control access, manage the workspace, and access Customer Content. Your use may also be subject to a separate written agreement between CorpFinAI and that organization; that agreement controls if it expressly conflicts with these Terms.

2. The Service and AI output

CorpFinAI provides productivity software for financial analysis, modeling, document and artifact creation, source review, and related professional workflows. The Service uses artificial intelligence and automated systems. Inputs, intermediate work, and outputs may be probabilistic and may contain errors, omissions, stale information, unsupported assumptions, or content that is not unique.

You are responsible for reviewing and validating outputs before relying on, distributing, publishing, filing, or using them. Appropriate review includes, as applicable, checking source documents, citations, formulas, calculations, assumptions, accounting treatment, valuation methodology, dates, and legal or regulatory requirements. Outputs do not become reliable merely because they are presented confidently, contain citations, pass automated checks, or resemble professional work product.

3. Financial and professional disclaimer

The Service is a technology and productivity tool. CorpFinAI is not acting as a broker-dealer, investment adviser, commodity trading adviser, fiduciary, accounting or audit firm, tax adviser, law firm, credit-rating agency, or valuation or fairness-opinion provider. CorpFinAI does not know your complete circumstances and does not independently verify every source or assumption.

Content and outputs are for informational and internal analytical purposes and do not constitute investment, securities, accounting, audit, tax, legal, credit, insurance, or other regulated advice; a recommendation or guarantee; an attestation or assurance; a valuation or fairness opinion; or an offer, solicitation, or endorsement to buy, sell, finance, or hold any security, business, or asset. No output establishes a fiduciary, advisory, professional, or client relationship with CorpFinAI.

Financial models, projections, scenarios, comparable-company analyses, transaction analyses, and valuations depend on assumptions and uncertain future events. Actual results may differ materially. Historical performance does not guarantee future results. You must obtain qualified professional advice when appropriate and remain solely responsible for decisions, transactions, disclosures, filings, and work product derived from the Service.

4. Customer Content and output

"Customer Content" means information you submit to or create through the Service, including prompts, files, workbooks, models, Analyst conversations, source documents, and outputs. As between you and CorpFinAI, you retain your rights in Customer Content. Subject to applicable law and third-party rights, CorpFinAI assigns to you any rights it may have in outputs generated specifically for you.

You grant CorpFinAI a worldwide, non-exclusive, limited license to host, copy, process, transmit, display, and otherwise use Customer Content as necessary to provide, secure, maintain, support, and improve the Service and to comply with law. You represent that you have all rights and permissions required to submit Customer Content and direct its processing.

AI outputs may be similar to content generated for others, and rights in output may be limited by law or third-party rights. You are responsible for clearance, attribution, confidentiality markings, and determining whether output may be used or disclosed for your intended purpose.

5. Confidential and regulated information

You may submit confidential business information only when authorized and with safeguards appropriate to its sensitivity. If Customer Content includes material nonpublic information, personal information, or information subject to a duty of confidentiality, you are responsible for complying with securities laws, contractual restrictions, privacy requirements, information-barrier policies, and other applicable obligations. You may not use the Service to trade, tip, or facilitate conduct prohibited by securities or market-abuse laws.

Do not submit payment-card data, financial-account passwords, government identification numbers, protected health information, export-controlled data, or other specially regulated information unless the Service expressly supports that use and appropriate written terms are in place.

6. Acceptable use

You may not use the Service to:

• violate law, regulation, sanctions, or another person's rights;
• misappropriate confidential information, intellectual property, or personal data, or submit content you lack authority to use;
• deceive others about the source or human review of AI-generated content, or fabricate evidence, citations, financial records, or professional credentials;
• make fully automated decisions with legal or similarly significant effects on a person in areas such as credit, employment, housing, insurance, healthcare, or education without required safeguards and human review;
• reverse engineer, scrape, copy, resell, or exploit the Service except as expressly permitted by law or a written agreement;
• bypass rate limits, access controls, safety measures, or usage restrictions; introduce malware; probe vulnerabilities without authorization; or interfere with the Service; or
• use the Service or output to build a competing AI model or service.

7. CorpFinAI intellectual property

CorpFinAI and its licensors own the Service, software, interfaces, designs, documentation, trademarks, and underlying technology, excluding Customer Content. Subject to these Terms, CorpFinAI grants you a limited, non-exclusive, non-transferable, revocable right to use the Service for your internal business purposes. No other rights are granted by implication.

If you provide feedback, you grant CorpFinAI a perpetual, worldwide, irrevocable, royalty-free right to use it without restriction or compensation, provided we do not identify you publicly without permission.

8. Third-party services and information

The Service may rely on or link to third-party models, data, filings, software, document editors, payment services, websites, and integrations. Third-party services and content are governed by their own terms and may change or become unavailable. CorpFinAI does not control and is not responsible for third-party services, content, accuracy, availability, or acts and omissions. Your use of third-party content must comply with applicable licenses and source terms.

9. Fees, subscriptions, and taxes

Paid features are subject to the pricing, usage limits, billing cycle, and renewal terms shown at purchase or in an order form. You authorize recurring charges until cancellation. Fees are non-refundable except as required by law or expressly stated otherwise. You are responsible for applicable taxes. We may suspend paid access for overdue amounts and will provide notice of material price changes as required by law or contract.

10. Beta features and changes

Pre-release, beta, preview, or evaluation features may be incomplete, change without notice, and be subject to additional restrictions. You should not rely on them for production-critical work unless we expressly agree otherwise. We may add, modify, suspend, or discontinue features. When reasonably practicable, we will provide notice before discontinuing a material paid feature.

11. Suspension and termination

You may stop using the Service at any time. We may suspend or terminate access if you materially breach these Terms, fail to pay amounts due, create security or legal risk, use the Service unlawfully, or if required by law. Where appropriate, we will provide notice and an opportunity to cure. Upon termination, your right to use the Service ends. Provisions that by their nature should survive will survive, including ownership, disclaimers, liability limits, indemnity, and general terms.

12. Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE." CORPFINAI AND ITS AFFILIATES, LICENSORS, AND SERVICE PROVIDERS DISCLAIM ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, ACCURACY, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR TRADE USAGE.

CORPFINAI DOES NOT WARRANT THAT THE SERVICE OR OUTPUTS WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, COMPLETE, ACCURATE, CURRENT, PRESERVED WITHOUT LOSS, OR SUITABLE FOR ANY TRANSACTION, FILING, INVESTMENT, PROFESSIONAL STANDARD, OR REGULATORY PURPOSE. YOU ASSUME ALL RISK ARISING FROM USE OF THE SERVICE AND OUTPUTS AND FROM DECISIONS BASED ON THEM.

13. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CORPFINAI AND ITS AFFILIATES, OFFICERS, EMPLOYEES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, BUSINESS, OPPORTUNITY, GOODWILL, OR DATA; BUSINESS INTERRUPTION; COST OF SUBSTITUTE SERVICES; OR LOSSES ARISING FROM INVESTMENT, FINANCING, TRANSACTION, ACCOUNTING, TAX, LEGAL, OR OTHER DECISIONS, EVEN IF ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF CORPFINAI AND ITS AFFILIATES ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID CORPFINAI FOR THE SERVICE GIVING RISE TO THE CLAIM DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) ONE HUNDRED U.S. DOLLARS ($100).

These limitations apply regardless of the form of action and are an essential basis of the agreement. They do not limit liability that cannot lawfully be excluded or limited. Some jurisdictions do not allow certain exclusions or limitations, so portions of this section may not apply to you.

14. Indemnity

To the extent permitted by law, you will defend, indemnify, and hold harmless CorpFinAI and its affiliates, officers, employees, and service providers from third-party claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from your Customer Content, unlawful or unauthorized use of the Service, violation of these Terms, or infringement of another person's rights. CorpFinAI will provide reasonable notice and may control the defense and settlement; you will reasonably cooperate. You may not settle a claim in a manner that admits fault by or imposes obligations on CorpFinAI without written consent.

15. General terms

Governing law and forum. Unless a written agreement states otherwise, these Terms are governed by the laws of the U.S. state in which the CorpFinAI contracting party is organized, without regard to conflict-of-law rules. Courts located in that state will have exclusive jurisdiction, and each party consents to personal jurisdiction there. Mandatory consumer protections, if applicable, are not displaced.

Notices and changes. We may provide notices electronically. We may update these Terms to reflect changes to law, security, technology, or the Service. We will provide advance notice of materially adverse changes when required. Continued use after updated Terms become effective constitutes acceptance; if you do not agree, stop using the Service.

Assignment. You may not assign these Terms without our written consent. We may assign them in connection with an affiliate, reorganization, financing, merger, acquisition, or sale of assets.

Entire agreement; severability; waiver. These Terms, the Privacy Policy, applicable order forms, and incorporated policies are the entire agreement regarding the Service and supersede prior understandings on that subject. If a provision is unenforceable, it will be enforced to the maximum permissible extent and the remainder will remain effective. A failure to enforce a provision is not a waiver.

Questions about these Terms may be submitted through the contact method made available in the Service.